Brief Summary of Employee Benefits

HEALTH COVERAGE OPTIONS*

Hofstra Exclusive Provider Option (EPO) – Utilizing the Empire BlueCross BlueShield network of healthcare providers and facilities. Care must be received within the Empire BlueCross BlueShield network. Referrals are not required.
EPO Summary Plan Description [pdf]

Hofstra Point-of –Service (POS) – Also uses the Empire BlueCross BlueShield network, but allows for coverage outside the network as well, after satisfaction of an annual deductible.
POS Summary Plan Description [pdf]
POS Summary Plan Description Local 550 and Local 282 [pdf]

Oxford HMO (Liberty Network)  Oxford EPO Summary [pdf]
HIP Health Plans HMO and POS HIP HMO Summary [pdf]  HIP POS Summary [pdf]

VISION, PHARMACY AND DENTAL COVERAGE
If you enroll in the Hofstra POS plan, in addition to medical coverage, you and your family (if applicable) will also receive vision benefits, through EyeMed Vision Care and pharmacy through Express-Scripts.

If you enroll in the Hofstra EPO plan, in addition to the medical coverage, you and your family (if applicable) will also receive vision benefits through EyeMed Vision Care, and pharmacy through Express-Scripts and dental benefits under the Delta Dental Premier Program. This plan allows for coverage within and outside of the Delta Dental Network.

However, if you choose one of the Oxford or HIP options, you may enroll in the Delta Dental plan for an additional contribution. This coverage is only available for the employee -- it does not cover dependents.
EyeMed Vision Care Summary [pdf]
Express-Scripts Summary Plan Description [pdf]
Express-Scripts Formulary List [pdf]
Delta Dental Summary Plan Description [pdf] 
Delta Dental Optional (Employee Only) Summary Plan Description [pdf] 
Delta Dental Optional (Employee Only) Local 153, Local 282 and Local 550 Summary Plan Description [pdf]

PENSION PLAN
The Hofstra University Pension Plan is a tax deferred annuity arrangement (IRS Code Section 403(b) annuity). The plan is voluntary with a one-time irrevocable election to participate which begins after you reach age 26 and you meet the eligibility requirements.
Pension Plan Summary Plan Description [pdf]

OTHER BENEFITS
Hofstra University offers many additional benefits including

• Life Insurance (both University paid and optional contributory)  Life/AD&D Summary Plan Description [pdf]
• Long Term Disability  Long Term Disability Summary Plan Description [pdf]
• Tuition Remission [PDF] 
• Tuition Exchange
• Tuition Scholarship
• Health and Dependent Care Flexible Spending Accounts Flexible Spending Summary Plan Description [pdf]
• Commuter Benefit Account  Participant Guide [pdf]
• Paid holidays
• Paid vacations
• Free or discounted tickets to University events