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International Student Affairs

Health and Accident Insurance

All F-1 students enrolled in a degree program and J-1 exchange students are automatically enrolled in the health and accident insurance policy offered by Hofstra University, which meets the requirements of government regulations. Hofstra’s Health and Accident Insurance is offered through Gallagher & Co. From their website, you can download the plan brochure, access the Find a Doctor search tool, learn more about the discounts and wellness services available to you, and get your questions answered through a live chat. For more information about the Health and Accident Insurance Policy, please visit: www.gallagherstudent.com/hofstra. Dental and vision coverage are not provided through the plan.

Fall Semester Coverage: August 1 through December 31

Spring Semester Coverage: January 1 through July 31

Medical care for students is provided at the on-campus Student Health and Counseling Center. Hofstra University's Student Health Services focuses on providing holistic oriented health care. This includes initial diagnosis and treatment of injuries and/or illnesses, and appropriate follow-up for most short-term illnesses. Providers are experienced in treating common medical problems seen on college campuses and are advocates of a wellness approach to health care, which empowers patients to become partners in managing their health needs through education and knowledge. It is recommended that students visit the Student Health and Counseling Center before making an appointment with an outside medical facility. 

How to Print Your Insurance Card

For new students, insurance cards are usually available 5 - 7 business days after you register for classes. For returning students, the card should be available from the date your new coverage period begins.

  1. Go to www.aetnastudenthealth.com.
  2. Click “Your Member Website” at the top of the page.
  3. Click the “Register or Login” button to proceed.
  4. If you have created an Aetna account in the past, log in. If you have not created an Aetna account, click “Register” and complete the registration process. NOTE: You will need your Aetna ID number to proceed. Newly-enrolled students can find this in the welcome email that you receive from Aetna when your enrollment has been processed. Returning students can use their Aetna ID number from their prior year’s ID card.
  5. Once logged in, you will have access to your ID card, claim information, EOBs and other plan-related information.

Insurance Waiver

Students who do not wish to enroll in Hofstra's insurance policy may submit an application to get the insurance waived. To apply for a waiver:

  1. Fill out the Health and Accident Insurance Waiver Form.
  2. Provide a copy of your insurance policy in English as well as proof of your coverage (a copy of your insurance card). The insurance policy must include information about what is covered through the insurance.
  3. The waiver form and all supporting documentation must be submitted electronically to international{at}hofstra.edu by the end of the second week of classes. Requests for waivers submitted after this date will be refused.

Short-term travel policies and any plan that does not meet or surpass the coverage provided by the university insurance will be denied. Students who want their insurance waived must reapply every semester. If the waiver is granted, it is the student’s responsibility to maintain their insurance coverage. Hofstra University will not be responsible for any costs, losses or damages incurred by the student or their dependents caused by a student’s failure to maintain coverage.

Insurance for Students on Optional Practical Training (OPT)

Hofstra health insurance coverage ends after graduation. While on OPT employers may provide health insurance, or students can purchase an insurance plan individually. Students can also choose to individually purchase an insurance plan with Hofstra’s insurance company on their website: 

  1. Go to the Gallagher & Co. website.
  2. Under the “Get a Quote for New Policy” tab choose “Hofstra University" in the 'School/Organization' drop down menu. Then choose "International Student" in the 'Student Category' drop down. Enter your date of birth, desired coverage dates, and number of dependents you wish to add to the plan (if any).
  3. Click the "Get a Quote" button and choose from the plans available.